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Free Year 12 Finance Worksheets

2 free finance resources for Year 12: 1 worksheets, 1 study guide. Answers included.

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Financial management, ratios, cash flow and strategies. In Year 12, Year 12 is the final year, assessed for the HSC, VCE, QCE, WACE, SACE or equivalent.

Students will practise: distinguishing the financial objectives of profitability, growth, efficiency, liquidity and solvency; comparing internal and external (debt and equity) sources of finance; calculating and interpreting liquidity, gearing, profitability and efficiency ratios; recommending cash flow, working capital and profitability management strategies; calculating liquidity, gearing, profitability and efficiency ratios from financial statement extracts; calculating cost of goods sold and gross profit from inventory figures; interpreting ratios against benchmarks and trends; recommending financial strategies based on ratio analysis.

Recommended learning path

  1. 1Finance: Ratios, Cash Flow and Financial Strategies
  2. 2Financial Ratios Practice
Type:

Worksheets

Printable practice with an answer sheet.

  • Worksheet

    Financial Ratios Practice

    Exam-style practice in calculating and interpreting the financial ratios used in senior Business Studies: current ratio, debt-to-equity…

    Difficulty
    Level 3 · Challenge
    Time
    30 min
    Questions
    10 questions
    Answers
    Answers included

Study Guides

Clear explanations, examples and tips.

  • Study Guide

    Finance: Ratios, Cash Flow and Financial Strategies

    HSC/VCE-style study notes on the finance function: financial objectives, sources of finance, the three financial statements and the ratios…

    Difficulty
    Level 3 · Challenge
    Time
    30 min

Common questions

What do Year 12 students learn about finance?

Financial management, ratios, cash flow and strategies. At Year 12, our resources focus on: distinguishing the financial objectives of profitability, growth, efficiency, liquidity and solvency; comparing internal and external (debt and equity) sources of finance; calculating and interpreting liquidity, gearing, profitability and efficiency ratios; recommending cash flow, working capital and profitability management strategies.

Where should we start?

Read the study guide first, then start with the Level 1 or Level 2 worksheet. Finish with the topic test.

Are answers included?

Yes — every worksheet has an answer sheet. Maths answer sheets show the working; English tasks include model answers or success criteria.

How to use these resources

  1. Read the topic notes, then close them and rewrite the key ideas from memory.
  2. Practise the financial ratios until the method is automatic — they are reliable marks.
  3. Use the command-terms table to plan every extended response before writing.
  4. Build your own case-study bank: one real business per topic with two or three facts you can cite.

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