3 free financial math resources for 12th Grade: 2 worksheets, 1 study guide. Answers included.
Simple and compound interest, depreciation, loans and annuities. In 12th Grade, Calculus, probability distributions and financial math feature in advanced courses; English demands polished essays under time pressure.
Students will practice: calculating the value of an asset under straight-line and declining-balance depreciation; finding the future value and present value of an annuity; calculating the regular repayment and total interest on a reducing-balance loan; using a recurrence relation to track a loan or investment balance period by period; calculating compound interest for annual, quarterly, monthly and half-yearly compounding; solving compound interest problems for the present value, the time and the rate; converting a nominal rate to an effective annual rate to compare investments; adjusting future amounts for inflation and finding a real rate of return.
Printable practice with an answer sheet.
A senior math worksheet on comparing investments: compound interest with different compounding periods, solving for the present value,…
A senior math worksheet on how a loan is paid off: building a month-by-month repayment table, writing the recurrence relation, calculating…
Clear explanations, examples and tips.
A senior study guide to the financial models met in senior math: straight-line and declining-balance depreciation, the future and present…
All financial math worksheets, every grade →
Simple and compound interest, depreciation, loans and annuities. At 12th Grade, our resources focus on: calculating the value of an asset under straight-line and declining-balance depreciation; finding the future value and present value of an annuity; calculating the regular repayment and total interest on a reducing-balance loan; using a recurrence relation to track a loan or investment balance period by period.
Read the study guide first, then start with the Level 1 or Level 2 worksheet. Finish with the topic test.
Yes — every worksheet has an answer sheet. Maths answer sheets show the working; English tasks include model answers or success criteria.
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